Why Tate

Why Tate

See what separates us & what we offer

About Us

Our Mission Statement

Master Title is committed to building solid relationships with legal professionals by responding consistently with reliable and timely service that exceeds our clients’ expectations.

The Staff of Master Title Agency, LLC takes pride in our reliable and timely services. We continually exceed our clients’ expectations with our efficient and quick response time. We service legal professionals in North Carolina and South Carolina.


Patrick Jackson, President and Founder
Pat is 20+ year veteran of the title industry with experience working in multiple states. Known for his sometimes obsessive approach to customer service and client relations, Pat is very proud of the team he has built at Master Title and the hundreds of relationships and friendships he is fortunate to have in the Carolinas real estate and legal industry.

A native of Baldwin, New York, Pat is married to Siobhan and they have a teenage daughter, Megan. He is active in the Lake Norman community as member of the Lake Norman Kiwanis and St. Mark Catholic Church. Pat unwinds with tennis, music, and enjoying the beach and mountains.


D. Kevin Joyce, Vice President and State Legal Counsel
Kevin joined Master Title Agency, LLC in December 2005 and serves as vice president and state legal counsel. A native of Walkertown, North Carolina, he holds a Bachelor of Science degree in business administration from the Kenan-Flagler School of Business at the University of North Carolina at Chapel Hill, and a juris doctor degree, summa cum laude, from the North Carolina Central University School of Law.

Prior to joining Master Title, Kevin was engaged in private practice, primarily in the areas of real estate law, foreclosure, zoning, municipal, collections, landlord/tenant issues, and general practice law. He is a member of the North Carolina State Bar, Gaston County Bar, North Carolina Bar Association (Real Property Section), Mecklenburg Real Property Council, and North Carolina Land Title Association.

Kevin and his wife live in Gaston County with their two children. He has served for six years on the Lowell Planning Board and Board of Adjustment, and is an active member of South Point Baptist Church.


Dawn Royle, Vice President of Marketing, Charlotte Region
Dawn joined Master Title Agency in 2004 and has proudly worked with the Master Title team to successfully build one of the largest and most respected title agencies in North and South Carolina regions. Dawn values the relationships that she has built with her clients over the years. She loves going to work every day and being a trusted advisor to her many attorney, paralegal, developer and lender customers.

Dawn and her husband, Scott, have a two daughters, Devin and Abby, and a very friendly Aussiedoodle, Zoey. She serves on the Grants Committee for Charlotte Chapter of the Susan G. Komen Race for the Cure and on the Board Development Committee for the Girl Scouts, Hornets’ Nest Council.


Leigh Blanton, Title Insurance Underwriter and Paralegal
Leigh is a licensed title insurance underwriter and certified paralegal with more than 16 years of experience in the real estate industry. In addition to both commercial and residential title insurance underwriting, she has held positions in mortgage loan processing, loan underwriting and real estate closings.

Leigh is a North Carolina native, and makes her home in Charlotte with her husband Brad and daughter Sarah. She volunteers with a local mother’s group and enjoys hosting and attending home parties.



Frank Camperlengo, Regional Manager, Triad/Triangle Region
Frank leads Master Title Agency efforts in the Triad and Triangle regions of North Carolina. A graduate of Florida State University with a bachelor of arts in biology, Frank owned his own title agency in Florida. He was involved in all aspects of the title search, abstracting, commitment, and policy production until his agency was acquired by First American Title Insurance Company. Frank most recently completed a successful 13-year career with First American Title serving in multiple capacities. Frank, his wife and two children make their home in Raleigh, North Carolina, where he is a member of the Edenton Street United Methodist Church.   


Charity Christensen, Office Manager, Triad/Triangle Region
Charity keeps things running efficiently as office manager of Master Title Agency operations in the Triad and Triangle. With 15 years of experience in the title industry in North Carolina, Charity’s passion is in handling the details and being responsive and loyal to her clients. She is also licensed in South Carolina. Charity and her husband Dale live in the greater Raleigh area with their two children. She enjoys dancing and arts and crafts.


Master Title now provides an additional legal resource for our clients!
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Enhanced Policies - Additional Comprehensive Coverage for the Borrower and Lender
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10 Ways to Lose Your Property
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Benefits of Attorney Closings
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Meet Our Attorney

D. Kevin Joyce

Mr. Joyce joined Master Title Agency, LLC in December, 2005, as Legal Counsel.

He was born in Walkertown, North Carolina, and graduated from Carver High School in nearby Winston-Salem. He received his B.S. in Business Administration in 1995 from the University of North Carolina at Chapel Hill, and his J.D., summa cum laude, in 1998 from the North Carolina Central University School of Law.

Prior to joining Master Title, Mr. Joyce was engaged in the private practice of law, primarily in the areas of real estate, foreclosures, zoning, and landlord / tenant law.

He currently resides with his wife and two children in Gaston County, North Carolina where he served for 6 years on the Lowell Planning Board and Board of Adjustment, and where he remains active in his church and community.


Some Highlights of the Enhanced Eagle Title Insurance Policy

  • Inflation Coverage - Owners' coverage amount increases up to 10% per year for the first 5 years

  • Post Policy Forgery coverage

  • Post Policy Encroachment - covers homeowner if neighbor builds a structure (other than fence or wall) which encroaches on homeowners' land

  • Post Policy Adverse Possession and Prescriptive Easement coverage

  • Enhanced Vehicular and Pedestrian Access

  • Restrictive Covenant Violations - covers violations of restrictive covenants occurring prior to the homeowner taking title

  • *Certain Building Permit and Zoning Violation coverage * - covers forced removal or remediation of an existing structure built without a building permit or in violation of zoning regulation

  • *Encroachment by owners' boundary wall or fence onto neighbors' land, easement, or set-back - homeowner covered for forced removal*

    *limited coverage amounts and deductible may apply


Title insurance protects you against such potential defects as:

  • Forged Deeds, mortgage, satisfactions or releases.

  • Deed by person who is insane or mentally incompetent.

  • Deed by minor (may be disavowed)

  • Deed challenged as being given under fraud, undue influence or duress.

  • Deed to or from a “corporation” before incorporation, or after loss of corporate character.

  • Misinterpretation of wills, deeds and other instruments.

  • Undisclosed by recorded prior mortgage.

  • Deed executed under falsified power of attorney.

  • Deed to land without a right of access to a public street or road.

  • Patent defects in recorded instruments (for example, failure to attach notarial acknowledgment or a legal description)


Benefits of Attorney Closings

  • Attorneys provide legal representation to Buyers during the closing, whereas Settlement Services Companies provide no legal representation to Buyers

  • Attorneys will work with the parties to address and correct known title issues, whereas Settlement Service Companies will not

  • Attorneys are closely regulated by the North Carolina State Bar and the North Carolina General Statutes, whereas Settlement Services Companies are unregulated

  • Most Attorneys carry malpractice insurance, many Settlement Services Companies do not carry such insurance

  • The North Carolina State Bar has a client reimbursement fund that reimburses clients in cases where an attorney commits some type of misconduct, whereas no such fund exists to reimburse clients of Settlement Services Companies that commit misconduct

  • Attorneys can explain documents and give professional advice regarding the legal ramifications and effect of documents and title issues during the closing process, whereas Settlement Services Companies are prohibited from explaining or giving advice regarding documents or title issues during the closing process

  • Attorneys' liability to and duty to the client extends beyond the closing, so that typically the Attorney is bound to make any necessary corrections after closing, whereas a Settlement Services Companies' responsibility ends at completion of the closing

  • Attorneys' trust accounts are strictly regulated by both the State Bar and the North Carolina Good Funds Settlement Act, and therefore Attorney Trust Account Checks are treated as certified funds, whereas Settlement Services Companies' accounts are unregulated and checks which they issue are not treated as certified funds

  • In the vast majority of cases, the total fees for the Attorney closing are the same as or less than those for the Settlement Services Company closing, and the Attorney closing includes legal representation